This is an idea that may be appealing to some, and not so appealing to others, however it should be in effect. The United States should have a National Health Insurance Plan for one specific reason. Having such a plan would prevent those that do not have enough money to provide health insurance for themselves from not getting the care that they need and deserve. Numerous individuals within the United States have to do without proper health care because of either lack of money or not having a job that provides health insurance for them.
As a man stated in Neil Rolde’s book, Your Money or Your Health, “In Canada, yes, we have to pay more for gas to put in our cars, but we don’t mind because we know that’s going to health care and to the security we have of knowing we won’t get wiped out if we happen to have an illness. ” Why do people that live in the United States have to make sure to have health insurance when it could be automatic upon United States citizenship?
The answer to this question is very simple; a person only has three choices. Either a person can choose to have a job that has health insurance provided, spend money out of pocket for health insurance (i. e. Sole-Proprietors), or do with out health insurance coverage. Most likely the first option would appeal to everyone that lives, works, and becomes ill from time to time, but National Health Care would be the better alternative.
If an employer did not have to worry about spending money to provide health care insurance for the employees, then this would could lead to more wage increases, better wage increases, and an increase in bonuses and commissions. It is true; other countries have succeeded in providing this type of health coverage to their citizens. Two perfect examples of these countries are Canada, and Japan. Canada has succeeded in providing health care to the citizens that live within the country in a two-fold manner.
As found on Health Canada, the federal government is responsible for: “setting and administering national principles or standards for the health care system (for example, through the Canada Health Act),” “assisting in the financing of provincial health care services through fiscal transfers,” “delivering direct health services to specific groups including veterans, native Canadians living on reserves, military personnel, inmates of federal penitentiaries and the Royal Canadian Mounted Police,” and “fulfilling other health-related functions such as health protection, disease prevention, and health promotion.
” The provincial and territorial governments are responsible for: “managing and delivering health services,” “planning, financing, and evaluating the provision of hospital care, physician and allied health care services,” and “managing some aspects of prescription care and public health. ” Japan is another country that has succeeded in providing their citizens with a Government Funded National Health Care Plan.
A web page titled Tips on National Health Insurance points out several key points with regards to Japan’s National Health Insurance Plan. Japan has two types of medical insurance. Worker’s Health Insurance and National Health Insurance. This web article states that “Anyone not enrolled in the Worker’s Health Insurance Plan is required to enroll in the National Health Insurance Plan. ” It also states the following: “The personal expenses for medical fees is 30%.
” “The head of the household is the person responsible for paying insurance premiums based on the number of people in the family enrolled in National Health Insurance and the yearly income of the family. ” “When a member of the National Health Insurance Plan dies, the person in charge of the funeral arrangements will be paid a fixed funeral allowance. ” These are just a few examples of how Japan’s Health Insurance Plan is set up.